Do you have MetLife dental insurance? Whether obtained independently or through your employer, it's a valuable asset that safeguards your smile against decay and gum disease while providing financial support for restorative care. But how can you make the most of your policy? At our practice, we're pleased to be in-network with MetLife dental insurance. Our team specializes in helping patients maximize their benefits, ensuring you receive optimal value from your coverage.
MetLife Employers in Metairie
At Gallagher Family Dentistry of Metairie, we recognize the significance of dental insurance for employers in Metairie, LA. That's why we've collaborated with MetLife, a reputable dental insurance provider, to deliver comprehensive plans customized to suit the requirements of employers and employees alike. Through our dental insurance solutions, you can guarantee that your employees access top-notch dental care with the added benefit of affordable coverage.
Metlife Coverage Availability & Fees
MetLife offers a variety of insurance plans, with PPO (Preferred Provider Organization) and DHMO (Dental Health Maintenance Organization) plans being the most prevalent. With a DHMO plan, you're typically required to visit a specific dentist within the network, whereas a PPO policy grants you the flexibility to see any dentist of your choice while still utilizing your benefits. Here's a basic outline of how PPO coverage typically functions:
100% preventive services (i.e., dental checkups and cleanings, X-rays)
70-80% minor restorative services (i.e., dental fillings)
50-70% major restorative services (i.e., dental crowns, tooth extraction, dental implants)
It's important to note that visiting an in-network MetLife dentist in Metairie, LA may provide you with better coverage rates compared to out-of-network practices. Our practice has a contract with MetLife designed to benefit both the insurance provider and our patients, resulting in cost savings. Moreover, our extensive experience working with MetLife positions us to assist you in comprehending your policy and leveraging it to your advantage.
For instance, we can strategize your treatment schedule to help you maximize your annual maximum—the highest dollar amount your policy will cover for approved treatments within a year. This often involves spacing out major services across multiple appointments between calendar years, allowing patients requiring extensive treatment to utilize two annual maximums instead of just one.
Meet Our Dental Insurance Coordinator
Our entire team at Gallagher Family Dentistry of Metairie is committed to ensuring you make the most of your dental insurance. Our dental insurance coordinators, who can be found at our front desk, are integral to this process. These skilled individuals specialize in verifying insurance coverage, filing claims, and clarifying how your coverage applies to different services. If you'd like assistance in optimizing your MetLife dental benefits, don't hesitate to reach out to us at Gallagher Family Dentistry of Metairie today.
