As the year draws to a close, If you haven’t fully used your coverage, now is the time to take action. At Gallagher Family Dentistry, we’re here to help you cash in on every bit of your benefits before they expire.
Here’s how to make sure you’re not leaving money (or your smile) behind!
Understanding the “Use It or Lose It” Policy
Dental insurance can be a bit tricky. Most plans work on a calendar-year basis, so whatever benefits you don’t use by the end of December simply disappear. This “use it or lose it” policy means that your unused cleanings, exams, or treatments won’t roll over into the new year. Delaying routine visits or minor treatments can lead to more serious, costly procedures down the road.
Let’s dive into how you can maximize your insurance before it’s too late.
1. Schedule Your Routine Check-Up and Cleaning
If you’ve been skipping out on your second cleaning of the year, now’s the time to book it. Most dental plans cover two check-ups and cleanings annually, which are key to maintaining a healthy mouth. Regular cleanings help prevent cavities, gum disease, and plaque buildup. Plus, these visits give your dentist the opportunity to catch small issues before they become big, expensive problems. Waiting until next year to get that cleaning means you’ll lose out on the benefit—so why not take advantage of it now and head into 2024 with a fresh, clean smile?
2. Tackle Minor Treatments Now
Do you have a small cavity or need a simple filling? Don’t wait until it gets worse. Minor issues like these can be fixed quickly and affordably when caught early, often using benefits that your insurance covers. If left untreated, these problems could develop into more serious concerns requiring costly treatments like root canals or crowns. By using your dental benefits now for minor treatments, you can avoid both future pain and a bigger hit to your wallet!
3. Plan for Major Procedures
If you need more significant dental work, like a crown, implant, or root canal, timing is key. You can maximize your insurance benefits by starting treatments before the end of the year. Since some procedures require multiple visits, beginning now might allow you to take advantage of both this year’s and next year’s benefits—effectively reducing your out-of-pocket costs.
4. Don’t Forget Preventive Care
Preventive treatments, such as fluoride applications or dental sealants, are often covered by insurance and play a crucial role in keeping your teeth healthy. These treatments act as a safeguard against decay and long-term damage, especially for children and adults prone to cavities. Check your plan to see if these preventive services are covered, and make an appointment to get them done before the year ends. It’s an easy way to boost your oral health and get more out of your insurance coverage.
Don’t Wait Until It’s Too Late!
The end of the year is a busy time for everyone, but don’t let your unused dental insurance benefits slip through the cracks. At Gallagher Family Dentistry, we’re here to help you maximize your insurance and keep your smile healthy. The longer you wait, the harder it might be to get an appointment, as many patients rush to use their benefits in December. Beat the rush and schedule now! By taking action before the year ends, you not only save money but also ensure that your oral health is in tip-top shape heading into the new year. Contact us today to schedule your appointment before your benefits expire!
